Free tool
Construction Draw Schedule Builder
Guessing how much to draw and when is how builders run short mid-project — and a funding gap stalls the job and your subs. Map your draws first, then let DrawReady check each one before your lender does.
| Draw | Work value | Funded now | Held (retainage) |
|---|---|---|---|
| Draw 1 | $100,000 | $90,000 | $10,000 |
| Draw 2 | $100,000 | $90,000 | $10,000 |
| Draw 3 | $100,000 | $90,000 | $10,000 |
| Draw 4 | $100,000 | $90,000 | $10,000 |
| Draw 5 | $100,000 | $90,000 | $10,000 |
| Total | $500,000 | $450,000 | $50,000 |
$50,000 stays held back until closeout. Plan working capital to cover that gap — or your final draw comes up short.
A schedule is only half the battle — the draw still has to pass the bank.
DrawReady checks every draw against your lender’s requirements and shows what’s missing before you submit.